opportunity cost

Worldview

A Vision for Multigenerational Wealth and Faithfulness

Turn your household economy into a kingdom-centered financial system: create family bonds multigenerational wealth that is more than just money.

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Problem, Tactic

IBC Gimmicks: Can You Make Money Buying Cars?

You cannot make money buying a car — even with IBC. Here’s what the concept actually does: preserve opportunity cost. Here’s honest explanation, with the math.

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Problem, Tactic

IBC Gimmicks: Do You Recapture Interest? What It Actually Means

“Recapture interest” doesn’t mean you keep the interest. Here’s what the phrase actually means in the Infinite Banking Concept.

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Worldview

A Biblical Alternative to Conventional Finance

The Infinite Banking Concept is a biblical alternative to conventional finance — restoring control of the banking function, enabling charity, and aligning stewardship with God’s law.

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Photo by Anne Nygård on Unsplash
Problem

Lies and Rates of Return: Why Rate of Return Is Not an Interest Rate

Rate of return and interest rate are not the same thing. Conflating them produces dangerously wrong projections of future wealth. Here’s the difference.

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Problem, Tactic

Sinking Fund, Lost Opportunity: The Hidden Cost of Paying Cash

Paying cash avoids a loan — but not the cost. Here’s why the sinking fund method carries a hidden opportunity cost that IBC eliminates.

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