IBC Gimmicks: Is IBC Just Wash Loans?
IBC is not about wash loans or arbitrage. It’s about controlling the banking function—and why the wash loan claim misreads whole life mechanics.
IBC Gimmicks: Do You Recapture Interest? What It Actually Means
“Recapture interest” doesn’t mean you keep the interest. Here’s what the phrase actually means in the Infinite Banking Concept.
IBC Policy Design: Form Follows Function
IBC Policy Design should maximize capital accumulation without triggering MEC status. Base-to-PUA ratio, dividends, and term riders all determine the design.
Dividends in Whole Life Insurance: More Than a Return of Premium
A whole life dividend is a return of premium—and your share of company profits. Here’s how dividends work, what direct recognition means, and how to use them.
How Churches Can Use the Infinite Banking Concept
Churches can use the Infinite Banking Concept to provide for their pastor, finance expenses, and give generously—with unique advantages other organizations don’t have.
Truth, Not Marketing: A Point-by-Point Response to Policy Genius on IBC
In a 2022 post, Policy Genius claims to tell the truth about Infinite Banking. But do they?