1. Who Governs This Website Agreement?

These Terms of Service constitute a legally binding agreement made between you and Reformed Finance LLC concerning your access to and use of reformedfinance.net. By using this site, you agree to these conditions.

2. Does Content on This Site Constitute Financial Advice?

No. All information, text, articles, graphics, and tools provided on Reformed Finance are for educational and informational purposes only. Nothing on this domain constitutes individualized investment, tax, legal, securities, or estate-planning advice. For full disclosure of our professional licensing, credentials, and structural parameters, please read our dedicated disclaimers.

3. What Are the Intellectual Property Rules for Sharing Content?

All original content, site code, text, graphics, and design layouts are the intellectual property of Reformed Finance LLC. Users may share links to our articles or quote brief passages, provided explicit credit and a backlink are directed to Reformed Finance. Unauthorized duplication, redistribution, or commercial capitalization of our material is strictly prohibited.

Registered Trademarks: The Infinite Banking Concept®, Infinite Banking®, IBC®, and Becoming Your Own Banker® are registered trademarks of the Nelson Nash Institute. Use of these terms on this website is strictly for educational purposes under the scope of William Fullington’s status as an Authorized Infinite Banking Practitioner.

4. What Are Your Shop and E-Commerce Terms?

By purchasing materials from our Shop, you agree to provide valid, accurate billing and shipping information. Reformed Finance LLC reserves the right to cancel or modify orders at our discretion. All transactions and physical shipments comply with standard e-commerce consumer guidelines.

5. What Is Our Limitation of Liability?

Under no circumstances shall Reformed Finance LLC or its members be held liable for any financial decisions, losses, or legal actions taken as a result of using the educational material found on this platform. Users are strictly required to consult their own financial planners, tax consultants, or attorneys before executing any strategies outlined here.

6. What Is the Governing Law?

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New Mexico, United States.