Lies and Rates of Return: Why Rate of Return Is Not an Interest Rate
Rate of return and interest rate are not the same thing. Conflating them produces dangerously wrong projections of future wealth. Here’s the difference.
Sinking Fund, Lost Opportunity: The Hidden Cost of Paying Cash
Paying cash avoids a loan — but not the cost. Here’s why the sinking fund method carries a hidden opportunity cost that IBC eliminates.
The Power of Compounding Interest
Compounding Interest has been called the “most powerful thing in the world.” It’s power can work for or against you, building wealth or creating debt slavery.