The Myth of Self-Insurance: Why You Can’t Insure Your Own Life
Self-insurance isn’t insurance. It’s risk retention, and when a life is lost, the family left behind pays the cost. Here’s why the plan fails.
The Financial Foundation Modern Planning Skips
Modern financial planning treats investing as the start of wealth-building. It should come after you’ve built an accessible working capital reserve.
Truth, Not Marketing: A Point-by-Point Response to Policy Genius on IBC
In a 2022 post, Policy Genius claims to tell the truth about Infinite Banking. But do they?
Lies and Rates of Return: Why Rate of Return Is Not an Interest Rate
Rate of return and interest rate are not the same thing. Conflating them produces dangerously wrong projections of future wealth. Here’s the difference.
Who Controls the Banking Function
Conventional finance doesn’t address the real problem: Control Of The Banking Function
Is TradFi really traditional? The History of 401(k)s, Roth IRAs, and Conventional Finance
“Traditional Finance” is not traditional. There is an older more efficient way to finance your life.
Reformed Finance is More Than a Name
Our financial system is broken, it is not designed to work for us. It needs to be Reformed.
How I Found IBC
Finding IBC took longer than most — bad illustrations, too many agents, and a lot of confusion. Here’s what that process looked like for me.