Infinite Banking

Worldview

Biblical Stewardship Is Not a Budget Line — It Is a Duty

Most Christians focus on saving 10%. But what about the other 90%? Biblical stewardship means faithfully governing all God entrusts to us for future generations.

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Worldview

A Vision for Multigenerational Wealth and Faithfulness

Turn your household economy into a kingdom-centered financial system: create family bonds multigenerational wealth that is more than just money.

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Problem, Tactic

IBC Gimmicks: Secret of the Wealthy — What the Rockefellers Actually Did

IBC is not how the wealthy got rich — it is how they preserved wealth. Controlling the banking function is available to any family, at any income level.

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Problem, Tactic

IBC Gimmicks: Can You Make Money Buying Cars?

You cannot make money buying a car — even with IBC. Here’s what the concept actually does: preserve opportunity cost. Here’s honest explanation, with the math.

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Problem, Tactic

IBC Gimmicks: Do You Recapture Interest? What It Actually Means

“Recapture interest” doesn’t mean you keep the interest. Here’s what the phrase actually means in the Infinite Banking Concept.

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Worldview

A Biblical Alternative to Conventional Finance

The Infinite Banking Concept is a biblical alternative to conventional finance — restoring control of the banking function, enabling charity, and aligning stewardship with God’s law.

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Tool

IBC Policy Design: Form Follows Function

IBC Policy Design should maximize capital accumulation without triggering MEC status. Base-to-PUA ratio, dividends, and term riders all determine the design.

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Photo by charlesdeluvio on Unsplash
Tool

Dividends in Whole Life Insurance: More Than a Return of Premium

A whole life dividend is a return of premium—and your share of company profits. Here’s how dividends work, what direct recognition means, and how to use them.

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Tool

The Truth About Whole Life Insurance: Cash Value, Dividends, and What Critics Get Wrong

Whole life insurance cash value is the present value of a guaranteed future death benefit — not a side account. Here’s what the critics get wrong, and why.

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Photo by Max Kukurudziak on Unsplash
Tactic, Worldview

How Churches Can Use the Infinite Banking Concept

Churches can use the Infinite Banking Concept to provide for their pastor, finance expenses, and give generously—with unique advantages other organizations don’t have.

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