General & Jurisdictional Disclaimer

Effective Date: 29 Sep 2024
Last Updated: 25 May 2026

1. Who Is Accountable for Content on Reformed Finance?

All educational material, structural financial analyses, and insights published on this site are authored, verified, or approved by William Fullington, founder of Reformed Finance LLC. William Fullington is an Authorized Infinite Banking Practitioner with the Nelson Nash Institute and a credentialed professional holding National Producer Number (NPN) #21218659.

2. What Is the Core Educational Scope of This Platform?

Reformed Finance LLC functions strictly as an educational and philosophical platform explaining the mechanics of the Infinite Banking ConceptĀ®, capital warehousing, and Austrian economics. This platform does not provide transactional financial advising or individualized financial planning.

3. Why Are Specific Insurance Licensing States Not Listed?

Because this platform acts exclusively in an educational capacity to explain the banking function and private capital management, it does not solicit whole life insurance contracts across state lines online. Any custom policy mapping, structural contract designs, or executions are managed explicitly on an individual basis by properly licensed professionals strictly within the precise legal jurisdictions where authorized by law.

4. What Is Our Liability Regarding Third-Party Data?

While the information presented on Reformed Finance is believed to come from reliable sources, we make no guarantees regarding the exact completeness or ongoing accuracy of data retrieved from third-party studies, external books, or historical economic charts. Always cross-verify calculations with your personal tax consultant, attorney, or advisor.

5. Policy Illustrations, Projections, and Non-Guarantees

Any financial examples, hypothetical case studies, or life insurance policy illustrations presented on Reformed Finance are for illustrative and educational purposes only.

No Financial Commitments: Historical dividend histories and current non-guaranteed illustrations do not constitute a contract, an offer of insurance, or a financial guarantee by Reformed Finance LLC.

Projections vs. Guarantees: Past performance of insurance company dividend scales is not an indicator or guarantee of future results. Actual policy performance varies based on individual underwriting, age, health, premium structures, and the contractual guarantees of the issuing mutual life insurance carrier.

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