Infinite Banking

Photo by Anne Nygård on Unsplash
Problem

Lies and Rates of Return: Why Rate of Return Is Not an Interest Rate

Rate of return and interest rate are not the same thing. Conflating them produces dangerously wrong projections of future wealth. Here’s the difference.

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Problem, Tactic

Sinking Fund, Lost Opportunity: The Hidden Cost of Paying Cash

Paying cash avoids a loan — but not the cost. Here’s why the sinking fund method carries a hidden opportunity cost that IBC eliminates.

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Is Tradfi really traditional?
Problem, Worldview

Is TradFi really traditional? The History of 401(k)s, Roth IRAs, and Conventional Finance

“Traditional Finance” is not traditional. There is an older more efficient way to finance your life.

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Introduction, Worldview

Reformed Finance is More Than a Name

Our financial system is broken, it is not designed to work for us. It needs to be Reformed.

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Introduction

Lessons Learned from my search for IBC

Vetting IBC takes time. These are the lessons I’d give anyone exploring the Infinite Banking Concept — from reading Nash’s book to evaluating PUA riders.

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