Becoming Your Own Banker – The Infinite Banking Concept by R. Nelson Nash is the original text behind the Infinite Banking Concept (IBC): a method of using dividend-paying whole life insurance to create and control your own banking function — the storage, movement, and repayment of capital — rather than routing it through a commercial bank.
First published in 2000, the book lays out IBC as a process, not a product, and argues that your lifetime need for financing is greater than your need for a death benefit. It’s written for the layman, not insurance professionals, and is not a sales tool. Foundational reading for anyone exploring IBC.
